Phil Belcher, Chief Operating Officer, HealthCare 21 Business Coalition. Phil has many years of health care experience, directing the benefits function for large employer organizations as well as working in the broker/consultant world managing benefit design and strategies and employer relationships as an Account Executive. During his career he has led many successful benefits and wellness transformation efforts, as well as worked collaboratively with providers and other organizations in the community to improve the value of healthcare and the healthcare delivery system. Phil graduated from the University of Tennessee with a B.S. degree in engineering and resides in upper East Tennessee.